Free take-home pay calculators for the USA, Canada, the UK, Australia, Ireland, New Zealand, Singapore, Germany, the Netherlands, France, Spain, Italy, Japan, Sweden, Norway, Denmark, Finland and Austria — built on a versioned, sourced tax engine, not a guess. Every result shows the official rules behind the number.
Official tax rates
Sourced from the tax authority in each country
Updated for 2026
Reviewed every tax year
100% free, no sign-up
No account, no paywall
Your data stays private
Nothing entered is stored
COVERAGE
CALCULATE
Federal, state, Social Security & Medicare
🇨🇦Federal, provincial, CPP/QPP & EI/QPIP
🇬🇧Income Tax & National Insurance
🇦🇺Income tax, Medicare levy & Low Income Tax Offset
🇮🇪Income tax, USC & PRSI
🇳🇿PAYE income tax & ACC earners levy
🇸🇬Income tax, CPF & Earned Income Relief
🇩🇪Income tax, solidarity surcharge & social insurance
🇳🇱Box 1 wage tax, tax credits & take-home pay
🇫🇷Pension contributions, CSG & CRDS and take-home pay
🇪🇸IRPF withholding, Social Security & take-home pay
🇮🇹IRPEF income tax, INPS contributions & take-home pay
🇯🇵Social insurance, income tax & take-home pay before resident tax
🇸🇪Municipal and state income tax, pension fee, tax credits & take-home pay
🇳🇴Income tax, bracket tax, national insurance & take-home pay
🇩🇰AM-bidrag, bottom tax, municipal tax & take-home pay
🇫🇮Pension contributions, state & municipal tax & take-home pay
🇦🇹Social insurance, wage tax & 13th and 14th salary
50
US states covered
13
Canadian provinces & territories
4
UK regions, incl. Scotland
2026
Current tax year, reviewed
HOW IT WORKS
Take-home pay is your gross salary minus the taxes and contributions withheld from it. In the United States that means federal income tax, state income tax where it applies, and FICA (Social Security and Medicare). In Canada it means federal and provincial income tax plus CPP/QPP and EI/QPIP. In the United Kingdom it means Income Tax and National Insurance, with Scotland using its own income tax bands. Australia, Ireland, New Zealand, Singapore, Germany, the Netherlands, France, Spain, Italy, Japan, Sweden, Norway, Denmark, Finland and Austria follow the same idea with their own income tax and social contributions.
Income tax is progressive: each rate applies only to the slice of income inside its bracket, so your effective rate is always lower than your marginal rate. Our calculators apply the 2026 rules published by the tax authority of each country, and show the line items behind every result.
New to brackets? Read our 2026 federal tax brackets guide for a worked example, or see the methodology page for our sources.
LEARN
Real 2026 rates, each cited to the tax authority that publishes it.
Eighteen countries today, more on the way.
Every result shows its line items and the published rule behind it.
Understand raises, bonuses, and retirement contributions.
